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Unfortunately, malware protection software doesn't help much with many of these types of scams, because they rely on tricking the user, not delivering malicious software.
So, being aware of the common scams can help you avoid them.
A "phishing" email lures you into divulging your login credentials — your username and password — through convincing emails and links to web pages.
These phishing emails and fake websites that resemble legitimate credit authorities like Citibank, e Bay, or Pay Pal.
It informs you that you have won millions of dollars, and it flatters you with congratulations repeatedly.
The catch: Before you can collect your winnings, you must pay the “processing fee" which can be upwards of several thousands of dollars.
This scam is not even new; its variant dates back to 1920s when it was known as "The Spanish Prisoner" con.It is a desperate cry for help in getting a very large sum of money out of the country.A common variation is a woman in Africa who claimed that her husband had died and that she wanted to leave millions of dollars of his estate to a good church.All you are asked to do is cover the endless “legal” and other “fees” that must be paid to the people that can release the fictional fortune.The more you pay, the more they will scam out of you.