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The goal is to reduce or eliminate APR, so you can focus on repaying what you owe instead of throwing money away on interest charges.
Still, do-it-yourself debt consolidation doesn’t work in every situation.
There are two things that you want to look for when shopping around for balance transfer credit cards: Another thing to consider is whether the card will allow you to transfer all your existing balances.
But to do this, you need to free up cash flow in your budget.How much debt you need to pay off will play a big role in determining your best option for consolidation.A balance transfer is the ideal solution if you owe less than ,000.If you can do that, then you should be able to successfully consolidate credit card debt on your own.Do-it-yourself credit card debt consolidation involves taking out new financing to pay off your existing debt.